The property pertaining to your professional activities and the replacement value of your buildings in the event of damage caused due to fire, theft and vandalism are covered.

You are covered for damage that may be caused to other persons. For example, you’re covered if a visitor gets injured after accidentally taking a fall on your icy driveway.

Your important documents are covered if they are lost or deteriorated following an insured loss.

Losses of rental income and supplemental expenses incurred following an insured loss are covered.